Self-Storage Tenant Contents Insurance

In recent years we have seen the self storage industry as an emerging market, including Tenant Contents Coverage. After devastating hurricanes damaged storage structures, we saw the need to broaden our tenant contents program to include coverage for Named Storms and Rising Water as a result of a Named Storm. In the past year we have enhanced our product offerings by giving property owners the option to purchase Rodent, Flood and Earthquake Coverage.

We are committed in providing meaningful insurance products to protect the assests of tenants.


What is Covered
  • Fire
  • Lighting
  • Explosion
  • Windstorm or hail, except as excluded
  • Theft
  • Sonic Boom
  • Vandalism or malicious mischief
  • Weight of ice, snow, or sleet
  • Collapse of buildings, except as excluded
  • Water damage from roof leaks
  • Strike, riot, or civil commotion
  • Vehicles, this means the physical contact of a vehicle with covered property
  • Falling aircraft
  • Smoke
  • Falling objects, but this does not apply to loss to property in the open or to property inside buildings or structures unless the exterior of the roofs or wall are first damaged by a falling object.

    Theft means the unlawful taking of property from inside a storage unit by a person unlawfully enterting or leaving the storage unit as evidenced by marks of forcible entery or exit and futher evidence by a Police Report.
Exclusions
  • Aircraft or watercraft
  • Buildings and land
  • Contraband
  • Firearms
  • Flammable or combustible agents
  • Food or perishable items
  • Furs or garmets trimmed with fur
  • Hazardous materials
  • Live animals or plants
  • Magnetic tapes
  • Money and Securities
  • Property under lien enforcement
  • Self- Propelled machinery or trainers
  • Valuable papers
  • Valuable or collectible property
  • Watches, Jewelry, Precious or semi- precioud stones or precioud metals or alloys
Additional Coverage Options
  • Rodent/ Vermin Coverage
  • Earthquake Coverage
  • Flood Coverage
Coverage Extensions and Supplemental Coverages
  • Debris Removal
  • Emerency Removal
  • Pollutant Cleanup and Removal
  • Replacement Lock

Additional information is available in our Frequently Asked Questions